Fred Abbamonte Financial Advisor
THERE IS NO MONOPOLY ON GOOD ADVICE
MAKING SMARTER FINANCIAL DECISIONS TOGETHER
Fred Abbamonte Financial Advisor
THERE IS NO MONOPOLY ON GOOD ADVICE
MAKING SMARTER FINANCIAL DECISIONS TOGETHER
ABOUT FRED ABBAMONTE
After attending Radford University in Virginia, I began my career in mortgage finance in 1998. In 2003 at the age of 28, I had founded my own mortgage brokerage firm in Richmond, VA. When the housing crisis struck in 2008, I pivoted into sales leadership roles within software startups serving both the Federal Government and the private sector.
That experience ultimately led me to create Shift 4 Consulting a business consulting firm, where I partnered with business owners to identify challenges, optimize operations, and strengthen their strategic foundations. Through that work, I discovered a common thread across every business model I encountered—financial uncertainty and the need for proactive planning to navigate the unexpected. This realization brought me back to my true passion: finance. I later joined WestPac Wealth Partners, where I now focus on helping clients achieve financial clarity and long-term health.
Over the years, I’ve developed deep experience in consultative collaboration and client coaching. My greatest fulfillment comes from helping individuals and families protect what matters most. After meeting my wife—a prominent OB/GYN in private practice in Maui, Hawaii—I gained firsthand insight into the financial complexities faced by medical professionals. That experience inspired me to specialize in supporting both white-coat and white-collar professionals, helping them balance demanding careers with sound financial planning.
As my practice evolved, I also came to recognize that small business owners—the backbone of our economy—are often underserved by traditional financial advisory firms. My strategic, relationship-based approach has resonated strongly with entrepreneurs, allowing me to build a meaningful career rooted in trust, service, and results.
I grew up in Naperville, Illinois, a community that has always held a special place in my heart. When the opportunity arose for my family to return here, I didn’t hesitate. Today, I’m proud to call Naperville home once again. I’m actively involved in the community, and am volunteering with my family wherever we can.
A heart for service, humility, and gratitude drives everything I do. I believe success in this business comes not from selling products, but from truly understanding people—their goals, their challenges, and their dreams. I often remind clients that goals should never just be numbers, and numbers should never be goals.
As a fiduciary, I take the responsibility of guiding clients through life’s most personal financial decisions with the utmost care and integrity. My mission is to help you, your business, and your family make confident, well-informed financial choices—so you can focus on living the life you’ve worked so hard to build.
Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 500 ALA MOANA BLVD, SUITE 3-400, Honolulu HI 96813, 808-6952100. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. WestPac Wealth Partners LLC is not affiliated or subsidiary of PAS or Guardian. Insurance Products offered through WestPacWealth Partners and Insurance Services, LLC, a DBA of WestPac Wealth Partners, LLC. 8619360.1 Exp. 11/27
IL Insurance License No: 21023629 Series 7 securities licensed as well series 66 and SIE
WHY FRED ABBAMONTE and WESTPAC WEALTH PARTNERS?
HOW I HELP FAMILIES
PLANNING FOR MEDICAL PROFESSIONALS
PLANNING FOR MEDICAL PROFESSIONALS
- Tailored strategies for organizing your family’s finances and mitigating risks (e.g., taxes, inflation, liability, probate) to build long-term financial stability.
- Holistic wealth-management including investment planning, insurance optimization, retirement preparation, and wealth transfer—designed to protect and grow family assets.
- Legacy and generational planning support: helping families create updated estate plans, trusts, and governance frameworks so assets and values get passed on smoothly.
- Personalized relationship focus: I emphasize that clients are more than just numbers, aiming for meaningful connection and customized service for each family’s goals and values.
- Access to a comprehensive financial product platform and experienced team—so families have one advisor coordinating across investments, tax, estate, insurance, and business considerations.
PLANNING FOR MEDICAL PROFESSIONALS
PLANNING FOR MEDICAL PROFESSIONALS
PLANNING FOR MEDICAL PROFESSIONALS
- Experienced in financial planning for physicians, dentists, and healthcare professionals.
- Comprehensive, team-based approach that integrates financial, tax, legal, and business planning.
- Customized strategies for each career stage — from residency to retirement and practice ownership.
- Business and succession planning support for medical practice owners.
- Tax-efficient and debt-management strategies designed to optimize wealth and protect income.
PLANNING FOR BUSINESS OWNERS
PLANNING FOR MEDICAL PROFESSIONALS
PLANNING FOR BUSINESS OWNERS
- Comprehensive business continuity and succession planning – helping owners design strategies for leadership transitions, buy-sell agreements, and exit plans to preserve enterprise value.
- Tax-efficient business structures and strategies – advising on entity choice, compensation models, and benefit design to help reduce tax burdens and optimize retained earnings.
- Executive and employee benefit planning – developing competitive compensation packages (deferred comp, bonus plans, retirement plans) to attract and retain top talent.
- Risk management and business protection – implementing insurance strategies (key person, disability buy-out, overhead protection) to safeguard the company’s operations and stakeholders.
- Wealth integration between business and personal planning – coordinating business assets, investments, and liquidity events with the owner’s long-term personal financial and estate objectives.
